What is Infertility?

  • Infertility a disease defined as failure to achieve a successful pregnancy after 12 months or more of regular unprotected intercourse or exposure to sperm (donor sperm inseminations). 
  • Evaluation recommended after 6 months of trying if the female partner is 35 years old or older.

Practice Committee of the American Society for Reproductive Medicine. Definitions of infertility and recurrent pregnancy loss: a committee opinion. Fertil Steril 2013;99:63.

  • Approximately 80% of couples will conceive in the first 6 months of trying. 

Study sited by ASRM: Gnoth C, Godehardt D, Godehardt E, Frank-Herrmann P, Freundl G. Time to pregnancy: results of the German prospective study and impact on the man- agement of infertility. Hum Reprod 2003;18:1959–66.

  • A couple ages 29-33 with a normal functioning reproductive system has only a 20-25% chance of conceiving in any given month (National Women’s Health Resource Center). 


  • After six months of trying, 60% of couples will conceive without medical assistance.

Infertility As A Covered Benefit, William M. Mercer, 1997

How Common is Infertility?

  • 1 in 8 couples diagnosed with infertility - 12%
  • 7.4 million women in the US have used infertility services in their lifetime.


What causes infertility?

Approximately one-third of infertility is attributed to the female partner, one-third attributed to the male partner and one-third is caused by a combination of problems in both partners or, is unexplained.


Does Insurance Cover Infertility Treatment?

As of 2018, 15 states have laws mandating some insurance coverage for infertility. The laws and coverage differ state by state. Many companies now cover infertility testing and treatment but each policy is different and should be reviewed carefully.